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NEW 2025 LAW — Up to $25,000 in tips are now federal tax-free

Florida Tip Tax
Calculator 2026

In Florida, tipped workers pay NO state income tax on tips. Plus, the federal No Tax on Tips law lets you deduct up to $25,000 — saving you thousands. The state minimum wage is $13/hr in 2026.

No Tax on Tips Law Federal + State 2026 Rules 100% Private
Max Tip Deduction
$25,000
Effective From
Jan 1, 2025
Income Phase-Out
$150,000
Your State Tax
0%
TIP TAX CALCULATOR
2026 NO TAX ON TIPS LAW
Tax Deduction Applied
$15,000
YOUR SAVINGS
FLORIDA · 2026
Tips Earned$15,000
Tax-Free Deduction$15,000
Taxable Tips Remaining$0
Federal Tax Saved+$2,585
Florida State Tax Saved$0 (no state tax)
FICA (still owed on tips)-$1,148
Total Tax Saved+$2,585

No Tax on Tips in Florida — 2026 Guide

The No Tax on Tips law, effective January 1, 2025, allows tipped workers to deduct up to $25,000 in tip income from their federal taxable income. This applies to workers in traditional tipping industries — restaurants, hotels, salons, and more.

Florida workers get a double benefit: no federal tax on tips (up to $25,000) AND no state income tax — making Florida one of the best states for tipped workers.

Florida follows the federal tip credit rule: employers may pay tipped workers a cash wage as low as $2.13/hr, using up to $5.12/hr in tips to reach the $7.25/hr federal floor. If tips fall short in any week, the employer must make up the difference.

Compare tip taxes across all 50 states →

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