Federal Only — All 50 States
Federal Paycheck Calculator 2026
Calculate your exact federal income tax and FICA withholding for any pay period. Based on 2026 IRS Publication 15-T tables. Includes overtime and tip deductions from the new law.
Federal income tax
10% – 37%
Progressive brackets
Social Security
6.2%
Up to $184,500
Medicare
1.45%
No wage limit
Standard deduction
$15,000
Single · $30,000 MFJ
Calculate Federal Withholding
2026 law: overtime deduction up to $12,500/yr · tip deduction up to $25,000/yr (federal taxable income only)
Gross pay this period
Federal income tax
Social Security + Medicare (FICA)
Total federal tax this period
Effective federal rate
Take-home this period
Annual take-home (federal only):
This calculator covers federal taxes only (income tax + FICA). To include your state income tax, use the full paycheck calculator with state selector. Source: IRS Publication 15-T (2026)
Federal Paycheck FAQs
What federal taxes are taken out of my paycheck?
Two federal taxes: federal income tax (10%–37% based on brackets and filing status) and FICA (Social Security 6.2% up to $184,500 + Medicare 1.45% on all wages). State taxes are separate.
What is the 2026 standard deduction?
$15,000 for Single · $30,000 for Married Filing Jointly · $21,900 for Head of Household. Subtracted from annualized wages before applying brackets.
Does this include the 2026 overtime tax exemption?
Yes — enter overtime pay in Advanced Options. The calculator applies up to $12,500 annual deduction from the One Big Beautiful Bill. FICA is not reduced by this deduction.
What is the Social Security wage base for 2026?
$184,500. You pay 6.2% on wages up to this limit. Above $184,500 no Social Security tax applies, but Medicare (1.45%) continues with no cap.
How is federal withholding calculated per paycheck?
IRS Pub 15-T annualization: per-period wages × pay periods = annual wages → subtract standard deduction → apply progressive brackets → divide by pay periods. This is the same method your payroll software uses.