Hourly Paycheck
Calculator 2026
Enter your hourly rate and hours worked. Instantly see your weekly, biweekly, and annual take-home pay after all taxes for all 50 states.
All calculations happen in your browser — your data is never sent anywhere
Common Hourly Rates — Annual & Take-Home (2026)
| Hourly Rate | Annual Gross | Federal Tax | FICA | Take-Home (TX, Single) |
|---|---|---|---|---|
| $15/hr | $31,200 | -$1,580 | -$2,387 | $27,233 |
| $17/hr | $35,360 | -$2,079 | -$2,705 | $30,576 |
| $20/hr | $41,600 | -$2,828 | -$3,182 | $35,590 |
| $25/hr | $52,000 | -$4,076 | -$3,978 | $43,946 |
| $30/hr | $62,400 | -$5,324 | -$4,774 | $52,302 |
| $35/hr | $72,800 | -$7,527 | -$5,569 | $59,704 |
| $40/hr | $83,200 | -$9,815 | -$6,365 | $67,020 |
| $50/hr | $104,000 | -$14,391 | -$7,956 | $81,653 |
| $60/hr | $124,800 | -$19,131 | -$9,547 | $96,122 |
| $75/hr | $156,000 | -$26,619 | -$11,934 | $117,448 |
| $100/hr | $208,000 | -$39,099 | -$14,455 | $154,447 |
How to Calculate Hourly Take-Home Pay
To find your annual gross: multiply hourly rate × hours/week × weeks/year. For a standard full-time job, that's rate × 40 × 52. From gross pay, subtract pre-tax deductions like 401(k) and HSA, then apply federal income tax brackets, FICA (6.2% Social Security on first $184,500 + 1.45% Medicare on all wages), and your state income tax.
The result is your annual net pay. Divide by 26 for biweekly paychecks, by 24 for semi-monthly, or by 12 for monthly. This calculator handles all of that instantly and privately — zero data sent to any server.
Frequently Asked Questions
How much is $20 an hour after taxes?
$20/hr × 40 hrs × 52 weeks = $41,600 gross. In Texas (no state tax), a single filer takes home roughly $33,500–$34,000 after federal tax and FICA. In California add ~$2,500 state tax, reducing net to ~$31,000.
What is the hourly equivalent of a $60,000 salary?
$60,000 ÷ 52 weeks ÷ 40 hours = $28.85/hour. After federal tax and FICA (single, no state tax), take-home is roughly $47,000/year or $22.60/hr net.
Does my employer match affect my take-home pay?
No — employer 401(k) match does not appear on your paycheck as a deduction. It is additional compensation added to your retirement account. Only your own contributions reduce your taxable income.
How does overtime affect my hourly paycheck?
Overtime hours are paid at 1.5× your regular rate. However, the additional income can push you into a higher marginal tax bracket. Use our Overtime Calculator to see your exact take-home including OT hours.
Why is my actual paycheck different from the calculator?
Common reasons: pre-tax health insurance premiums, life insurance, local city taxes, additional state withholding, garnishments, or different pay periods. This calculator uses the standard deduction — itemizers may pay less tax.
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Hourly Calculator by State
State tax rates automatically applied when you select your state above