Trump Account Calculator 2026
Estimate your child's Trump Account (DOGE savings) value — at deposit, at age 18, and beyond.
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Legislative Proposal — Not Yet Law
As of March 2026, Trump Accounts are a proposed program. The $1,000 child savings deposit has not been signed into final law. Estimates below are for planning purposes. Sources: Congress.gov, IRS.gov.
What Is a Trump Account?
A Trump Account (also called a MAGA Account or DOGE Dividend Account) is a proposed tax-advantaged savings program that would deposit $1,000 into an investment account for every American child born in 2025 or later. The funds would grow tax-free and be accessible when the child reaches adulthood.
Initial Deposit
$1,000
Per eligible child
Tax Treatment
Tax-Free
Proposed Roth-style growth
Eligibility
Born 2025+
American citizens
Status
Proposed
Not yet signed into law
Trump Account Growth Estimates
| Scenario | Deposit | Est. Value | Notes |
|---|---|---|---|
| Single, no children | $0 | $0 | Adults not eligible |
| 1 child (newborn 2026) | $1,000 | $1,000 | One-time deposit |
| 1 child + growth (5yr) | $1,000 | $1,276 | 5% annual estimate |
| 1 child + growth (10yr) | $1,000 | $1,629 | 10% annual estimate |
| 1 child + growth (18yr) | $1,000 | $2,407 | 18yr compound estimate |
| 2 children | $2,000 | $2,000 | One-time per child |
| 3 children | $3,000 | $3,000 | One-time per child |
Frequently Asked Questions
Q: What is the Trump Account 2026?
The Trump Account is a proposed government savings program that would deposit $1,000 into a tax-advantaged account for every American child born in 2025 or later. Funds would grow invested and be accessible at adulthood.
Q: How much will a Trump Account be worth at age 18?
A $1,000 deposit growing at 5% annually would reach approximately $2,407 after 18 years. At 7% growth it reaches $3,380. Actual returns depend on investment performance and final program rules.
Q: Who qualifies for a Trump Account?
Under the proposal, every American child born from 2025 onward would receive a $1,000 government deposit. Income limits and exact eligibility rules are subject to final legislation.
Q: Is the Trump Account the same as a DOGE dividend?
They are related but separate proposals. The Trump Account is a child savings deposit. The DOGE dividend refers to returning government efficiency savings to taxpayers as direct payments. Both are proposals as of 2026.
Q: When will Trump Accounts be available?
As of March 2026, Trump Accounts remain a legislative proposal and have not been signed into law. Monitor IRS.gov and Congress.gov for official enrollment dates and eligibility rules.
Related Calculators
Disclaimer: This calculator provides estimates based on the proposed Trump Account program as of March 2026. The program has not been signed into law. Figures are for educational purposes only. Consult a financial advisor or visit IRS.gov for official information. PrivatePaycheck.com is not affiliated with the U.S. government, IRS, or any political entity.