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Senior Tax Deduction Calculator 2026

Extra $6,000 deduction for Americans 65+ under the One Big Beautiful Bill (2025-2028). Phases out above $75,000 income (single) or $150,000 (married).

Your Senior Deduction
$6,000
Annual Tax Savings
$720
Monthly Savings
$60
Tax Without Deduction
$4,436
Tax With Deduction
$3,716

How it works:

The One Big Beautiful Bill adds a $6,000 above-the-line deduction for taxpayers age 65+.

Phaseout starts at $75,000 (single) or $150,000 (married) — reduces $1 for every $1 over the threshold.

Applies to tax years 2025 through 2028.

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