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Nurse Paycheck Calculator — Florida 2026

Calculate your real RN take-home pay in Florida after federal tax, FICA. All calculations happen in your browser — no account required.

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Enter your exact salary, filing status, 401(k), and health insurance deductions
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Example Nurse Paychecks in Florida 2026

Filing single, standard deduction, no pre-tax deductions. Actual pay varies by filing status, benefits, and local taxes.

Experience LevelAnnual GrossAnnual NetMonthly NetBiweekly Net
Entry-Level RN$$58,000$$48,642$$4,054$$1,871
Median RN$$72,000$$59,038$$4,920$$2,271
Senior / ICU RN$$90,000$$71,701$$5,975$$2,758

What Affects Your Nurse Take-Home Pay in Florida

Federal Tax Brackets
Most RNs fall in the 22-24% federal bracket. Married filing jointly significantly lowers your rate.
Florida State Tax
Florida has no state income tax — every dollar saved vs. high-tax states goes directly to your paycheck.
Health Insurance
Employer-sponsored health plan premiums are pre-tax, reducing your federal and state taxable income.
401(k) / 403(b)
Hospital employers often match 3-6%. Pre-tax contributions lower taxable income by the full contribution amount.
Shift Differentials
Night, weekend, and holiday differentials are taxable income. Budget an extra 22-24% federal withholding on these.
Travel Nurse Stipends
Non-taxable housing and meal stipends for travel nurses are not subject to federal or state income tax when properly structured.

Florida Nurse Paycheck FAQ

How much do nurses take home after taxes in Florida in 2026?

A median RN in Florida earning $72,000 takes home approximately $59,038/year ($2,271 biweekly) after federal tax, FICA.

What is the average nurse salary in Florida?

The median registered nurse salary in Florida is approximately $72,000/year in 2026, ranging from $58,000 for entry-level RNs to $90,000 for senior or specialty nurses.

Do nurses pay Social Security and Medicare taxes?

Yes. Most hospital-employed nurses pay 6.2% Social Security and 1.45% Medicare (FICA) on their full salary. Travel nurses on agency contracts also pay FICA on taxable wages.

How do 401(k) contributions affect my nurse paycheck?

Pre-tax 401(k) contributions reduce your federal and state taxable income dollar-for-dollar. A nurse contributing 6% of an $80,000 salary saves approximately $1,056 in federal taxes annually at the 22% bracket.

Does Florida tax nurse income?

Florida has no state income tax. Nurses keep more of their paycheck compared to high-tax states — only federal income tax and FICA apply.

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Disclaimer: Estimates only. Based on 2026 IRS tax brackets, standard deduction, filing single. Actual take-home depends on W-4 withholding, pre-tax deductions, local taxes, and other factors. Not financial or tax advice.