Mississippi Paycheck Calculator 2026

Last updated: June 2026 · By Ethan Blake · Tax Compliance Specialist · 4 min read
QUICK ANSWER

Mississippi state income tax is 5% (4.7% flat rate) in 2026. A worker earning $50,000 takes home about $3,124/month after federal, FICA, and MS state tax.

KEY TAKEAWAYS
  • Mississippi state income tax: 4.7% flat rate
  • A $50,000 salary nets roughly $3,124/month after all taxes
  • FICA (Social Security 6.2% + Medicare 1.45%) applies to all Mississippi workers
  • Mississippi exempts all retirement income — Social Security, pensions, annuities, and IRA distributions.
  • SS wage base: $184,500 | Standard deduction: $16,100 (single, 2026)

How much is take-home pay in Mississippi in 2026?

Annual SalaryMonthly GrossMonthly Take-HomeBiweekly Take-Home
$30,000$2,500$1,987$1,834
$40,000$3,333$2,579$2,381
$50,000$4,167$3,124$2,884
$60,000$5,000$3,629$3,350
$75,000$6,250$4,324$3,992
$100,000$8,333$5,512$5,088
Use the free calculator for your exact Mississippi take-home pay

How Mississippi Income Tax Works in 2026

  • Progressive tax: 4.7% flat rate — higher income = higher bracket
  • FICA: Social Security 6.2% (up to $184,500 wage base) + Medicare 1.45%
  • 2026 standard deduction: $16,100 (single) / $32,200 (married filing jointly)
  • This calculator uses 2026 IRS Publication 15-T tables and Mississippi 2026 withholding rates
Mississippi state income tax: up to 5% · FICA: 7.65% · SS wage base: $184,500

Source: IRS Publication 15-T (2026) · Federal brackets, FICA rates, and Mississippi state withholding tables

Mississippi Paycheck FAQ

What is Mississippi income tax rate 2026?

Mississippi top income tax rate is 5% in 2026 (4.7% flat rate).

How much is $50,000 take-home in Mississippi?

Approximately $3,124/month after federal, FICA, and MS state tax.

Does Mississippi tax retirement income?

Mississippi exempts all retirement income — Social Security, pensions, annuities, and IRA distributions.

How is Mississippi paycheck calculated?

Your Mississippi paycheck is reduced by federal income tax (10%–37%), FICA (7.65%), and Mississippi state income tax (4.7% flat rate). Use the free calculator for your exact number.

Is Mississippi a tax-friendly state?

Mississippi has a 5% income tax rate. Compare with neighboring states using the links below.

All States Calculator
Compare all 50 states →
Alabama Paycheck Calculator
Alabama take-home 2026 →
Louisiana Paycheck Calculator
Louisiana take-home 2026 →
Tennessee Paycheck Calculator
Tennessee take-home 2026 →
Arkansas Paycheck Calculator
Arkansas take-home 2026 →
EB
Written & reviewed by
Ethan Blake
Tax Compliance Specialist

Writes about US payroll, federal and state income tax, and take-home pay calculations for employees and freelancers.

IRS.gov SourceAll articles by Ethan Blake →

Disclosure: This site may contain affiliate links. If you click and purchase, we may earn a small commission at no extra cost to you. We only recommend tools we trust. This is not financial advice — consult a licensed professional for your situation.