Iowa Paycheck Calculator 2026
Iowa state income tax is 6% (4.4%–6% (2 brackets)) in 2026. A worker earning $50,000 takes home about $3,082/month after federal, FICA, and IA state tax.
- Iowa state income tax: 4.4%–6% (2 brackets)
- A $50,000 salary nets roughly $3,082/month after all taxes
- FICA (Social Security 6.2% + Medicare 1.45%) applies to all Iowa workers
- Iowa exempts retirement income for residents 55 and older starting in tax year 2023.
- SS wage base: $184,500 | Standard deduction: $16,100 (single, 2026)
How much is take-home pay in Iowa in 2026?
| Annual Salary | Monthly Gross | Monthly Take-Home | Biweekly Take-Home |
|---|---|---|---|
| $30,000 | $2,500 | $1,962 | $1,811 |
| $40,000 | $3,333 | $2,547 | $2,351 |
| $50,000 | $4,167 | $3,082 | $2,845 |
| $60,000 | $5,000 | $3,577 | $3,302 |
| $75,000 | $6,250 | $4,258 | $3,931 |
| $100,000 | $8,333 | $5,423 | $5,007 |
| Use the free calculator for your exact Iowa take-home pay | |||
How Iowa Income Tax Works in 2026
- Progressive tax: 4.4%–6% (2 brackets) — higher income = higher bracket
- FICA: Social Security 6.2% (up to $184,500 wage base) + Medicare 1.45%
- 2026 standard deduction: $16,100 (single) / $32,200 (married filing jointly)
- This calculator uses 2026 IRS Publication 15-T tables and Iowa 2026 withholding rates
Source: IRS Publication 15-T (2026) · Federal brackets, FICA rates, and Iowa state withholding tables
Iowa Paycheck FAQ
What is Iowa income tax rate 2026?
Iowa top income tax rate is 6% in 2026 (4.4%–6% (2 brackets)).
How much is $50,000 take-home in Iowa?
Approximately $3,082/month after federal, FICA, and IA state tax.
Does Iowa tax retirement income?
Iowa exempts retirement income for residents 55 and older starting in tax year 2023.
How is Iowa paycheck calculated?
Your Iowa paycheck is reduced by federal income tax (10%–37%), FICA (7.65%), and Iowa state income tax (4.4%–6% (2 brackets)). Use the free calculator for your exact number.
Is Iowa a tax-friendly state?
Iowa has a 6% income tax rate. Compare with neighboring states using the links below.
Writes about US payroll, federal and state income tax, and take-home pay calculations for employees and freelancers.
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