Iowa Paycheck Calculator 2026
Iowa state income tax: 3.8% flat. See your exact take-home below. Use the free calculator for your exact situation.
Iowa state income tax: 3.8% flat in 2026.
Iowa Take-Home Pay by Salary (Single Filer, 2026)
| Annual Salary | Monthly Gross | Monthly Net | Biweekly Net |
|---|---|---|---|
| $30,000 | $2,500 | $2,060 | $1,902 |
| $40,000 | $3,333 | $2,665 | $2,460 |
| $50,000 | $4,167 | $3,218 | $2,970 |
| $60,000 | $5,000 | $3,735 | $3,447 |
| $75,000 | $6,250 | $4,448 | $4,107 |
| $100,000 | $8,333 | $5,667 | $5,231 |
Frequently Asked Questions
What is Iowa income tax rate 2026?
Iowa moved to a flat 3.8% income tax rate in 2026, down from graduated rates.
How much is $50,000 take-home in Iowa?
Approximately $38,616/year ($3,218/month) after federal, FICA, and IA state tax.
Is Iowa eliminating income tax?
Iowa is phasing down toward a 3.5% flat rate in future years.
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How Iowa Income Tax Works in 2026
- +Progressive tax: 3.8%–5.7% (2026) — higher income = higher bracket
- +No local income tax
- +FICA: Social Security 6.2% (up to $184,500 wage base) + Medicare 1.45% — applies in all states
- +This calculator uses 2026 IRS Publication 15-T tables and Iowa 2026 withholding rates
How much income tax will I pay in Iowa?
Iowa uses a progressive income tax (3.8%–5.7% (2026)). For most middle-income earners ($40k–$100k), the effective state rate is typically 3%–6%. Combined with federal tax and FICA, a $60,000 salary results in about 24%–30% total withholding.